Hillside Lending, LLC Privacy Policy Disclosure
(Protection of the Privacy of Personal and Non-Public Information)

We recognize and respect the privacy expectations of today’s consumers and the requirements of applicable federal and state privacy laws. We believe that making you aware of how we use your non-public personal information (“Personal Information”), and to whom it is disclosed, is very important. This Privacy Policy Disclosure provides that explanation. We reserve the right to change this Privacy Statement from time to time consistent with applicable privacy laws.

We provide this Privacy Policy Disclosure to customers when they conduct business with our company. If we change our privacy policies to permit us to share additional information we have about you, as described below, or to permit disclosures to additional types of parties, you will be notified in advance. This privacy policy applies to consumers who are current customers or former customers.

In the course of our business, we may collect personal information about you from the following sources:
  • applications, forms, and other information that you provide to us, whether in writing, in person, by telephone, electronically, or by any other means. This information may include your name, address, employment information, income and credit references;
  • your transaction with us, our affiliates, or others. This information may include account information and information about your credit worthiness;
  • public sources. This information may include real estate records, employment records, telephone numbers, etc.
  • consumer or other reporting agencies

Our Policies Regarding the Protection of the Confidentiality and Security of your Personal Information

We maintain physical, electronic and procedural safeguards to protect your Personal Information from unauthorized access or intrusion. We limit access to the Personal Information only to those who need such access in connection with providing products or services to you or for other legitimate business purposes.

From time to time, we enter into agreements with other companies to provide services to us or make products and services available to you. Under these agreements, the companies may receive information about you but they must safeguard this information, and they may not use it for any other purposes.

Our Policies and Practices Regarding the Sharing of your Personal Information

We may share your Personal Information as permitted by law. We are required to or we may provide information about you to third-parties without your consent, as permitted by law, such as:
  • to regulatory authorities and law enforcement officials
  • to report account activity to credit bureaus
  • to consumer reporting agencies
  • to respond to a subpoena or court order, judicial process or regulatory authorities
  • in connection with a proposed or actual sale, merger or transfer of all or a portion of a business
    or an operating unit, etc.

We may also disclose your Personal Information when you direct or give us permission, when we are required by law to do so, or when we suspect fraudulent or criminal activities, unauthorized transactions, claims or other liability. We also may disclose your Personal Information when otherwise permitted by applicable privacy laws such as, for example, when disclosure is needed to enforce our rights arising out of any agreement, transaction or relationship with you.

In addition, we provide information about you to our service providers to help us process your applications or service your accounts. Our service providers may include billing service providers, mail and telephone service companies, lenders, investors, title and escrow companies, attorneys, appraisal companies, etc. We may also provide information about to you to our service providers to help us perform marketing services. This information provided to these service providers may include the categories of information described above – limited to only that which we deem appropriate for these service providers to carry out their functions.

We do not provide non-public information about you to any company whose products and services are being marketed unless you authorize us to do so. These companies are not allowed to use this information for purposes beyond your specific authorization.

Your choice of Opting Out

You may prohibit the sharing of application and third-party credit-related information within our company or any third-party company at any time.  At the time of loan application will you will be given the ability to limit who we are able to share information with and when and how, if at all, you would like for us to contact you in the future.

If you are a previous customer and would like to change how and with whom your information is shared, please send your correspondence to privacypolicy@hillsidelending.com.

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Tel: 770-418-1126  Fax: 770-418-9804  Email: info@hillsidelending.com